Deciding what to pack when you’re moving isn’t easy. However, if you follow these simple suggestions, packing to move and unpacking to move into your new home will be much easier. Declutter: Decluttering serves two purposes. It makes it less expensive for you to move because you’re not paying freight to move things you no longer […]
According to StudentLoanHero.com, you can get a mortgage loan, even with high student loan debt. It’s all in how you manage the three most important factors in getting loan approval: Down Payment: Twenty percent of the purchase price of the home is the benchmark down payment, but it’s possible to get a loan with a down payment […]
Great financial reasons to own real estate, advises Biggerpockets.com, are building equity, tax advantages that don’t exist for other asset classes, not having to pay rent, passive income from rental properties, among many others. One of the greatest advantages is that buying a home is a terrific hedge against inflation. Since 1913, the annual inflation rate […]
Pent-up housing demand is likely to increase exponentially now that a COVID-19 vaccine is on the horizon. Homebuyers should prepare for what could possibly be the most competitive spring homebuying season in years. Here are a few suggestions that will put you ahead of other homebuyers. Have a family meeting. When your household is together, tell […]
Why are so many front doors painted red across the world? For fun, we’ve gathered some of the most interesting reasons why this is an important choice for many homeowners. Many cultures use red front doors to communicate something about their beliefs or status. Since the first Passover the red door has symbolized God’s protection, […]
Home sellers may be wondering whether to put their homes on the market now during the winter months or wait for spring 2021. There are arguments for both sides, but the National Association of REALTORS® predicts that this “will be one of the best winter sales years ever.” NAR economists say we have a perfect storm […]
How do professional chefs consistently recreate great food with such confidence? They use an industry art perfected in the finest restaurants called sous vide, and you can easily try it in your kitchen. Sous vide simply means “cooking under vacuum” in French. How it works is that the food to be prepared is vacuum-sealed in a […]
It’s a great time to buy a home, so now is the time to start lining up resources to help you make a down payment. There’s plenty of assistance available if both you and the home you want to buy meet eligibility requirements. While most programs are designed for first-time and/or low-income homebuyers, some are […]
To make your mortgage more affordable, consider temporarily renting out an extra bedroom or garage apartment to a tenant. Having a housemate can be a wonderful experience or a frustrating one, depending on how well you vet candidates, communicate your expectations and protect yourself with a written legal leasing agreement. Begin your search for a […]
Two words widely used in interior design are modern and contemporary, which sound like interchangeable synonyms, but really have different meanings. What’s confusing is that they have some traits in common along with others that set them apart. Thespruce.com defines modern design as representing an era that’s passed, while contemporary design is all about the present and the future. Both […]
Do homebuyers want the same things in their next home as they did before the COVID pandemic? In some ways, yes, and in others, no. According to the latest summer Realtor.com survey, post-COVID homebuyers are willing to spend more money on a home, have saved more money toward a down payment as they sheltered in place, and […]
Building equity in your home is like a savings account – the more you put toward it, the better. Your home’s equity grows with each mortgage payment you make and with time. According to BankofAmerica.com, you can calculate your equity based on current appraised value less any mortgages tied to your home. If your home is […]
It’s typical for single-family home sales to surge in the spring and summer, but this year, there are some differences due to Covid-19. The pandemic is causing more urbanites to move out of the city say The New York Times, Forbes.com, NPR.org and other news services. Many of the attractions that make city living attractive, such as theater, shopping […]
In June 2020, average mortgage interest rates fell below three percent for the 30-year-fixed-rate mortgage – the lowest level in modern recorded history, according to Mortgage News Daily. What caused such a dip? A stock market sell-off sent investors to the relative safety of the bond market, wrote housing journalist Diana Olick. Mortgage rates loosely follow the […]
Choosing a china pattern is a great way to express your taste and accent your new home. You’ll enjoy the presentation of meals and how your table looks every time you serve breakfast, lunch, dinner or snacks. So what is fine china and how is it used? According to Scullyandscully.com, fine china is made from a […]
It’s no secret that Millennials, ages 24 to 34, have been hit hard in 2020. The triple whammies of student loans, COVID-19 and record job losses are huge challenges to face. It would be easy to give up your dream of owning a home, but we say where there’s a will, there’s a way. How […]
While the U.S. wrestles with social distancing and a disrupted economy, you may not feel it’s the best time to buy a home, but you may be missing a great opportunity. Many buyers prefer to wait and sit on the bench, giving you more access to homes with less competition. The real estate industry is […]
There’s no reason to miss out on the advantages of homeownership simply because you’re not married. You can partner with anyone to buy and occupy a home, including a significant other, best friend or close relative. If you do things the right way from the beginning, you’ll build on a great investment as well as […]
In mid-March, borrowing rates were slashed to banks to nearly zero percent and announced it would buy at least $700 billion in government bond purchases, channeling about $200 billion of the stimulus into mortgage-related bonds. Not since 2008 has the central bank made such a dramatic move to stave off the effects of a pandemic […]
A seller’s home is their private sanctum, and that should remain true even when it’s on the market. You’ll enjoy showings or open houses more as well as protect the seller’s home with these five courtesies. Sign in. Sellers and listing agents need to know who’s been in the home so they can ask for feedback. […]
